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Does car insurance cover fire damage? Plymouth Rock Assurance Does Home Insurance Cover Fire? Progressive Does My Insurance Cover Smoke and Soot Damage After a Fire? Does home insurance cover fire damage? A house in Whidbey Island's Lagoon Point neighborhood in Washington exploded Wednesday afternoon when a cigarette is believed to have ignited approximately 700 pounds of fireworks stored inside Be Prepared! Fire Damage Insurance Tips for Homeowners
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