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The volatile economic state in Malawi made the government look favorably to the intensification of tobacco production

Caps total annual liability at $8 billion

These three starting points cover most situations

They produce counterfeit cigarettes with the look and feel of legitimate brands and sell them with counterfeit tax stamps

Tobacco surcharges done right reduce litigation risk Grabbing headlines recently is a growing number of proposed class action lawsuits against employer group health plan sponsors (mostly self-funded) for allegedly wrongfully imposing tobacco-use surcharges on employee premiums or contributions

It can worsen existing medical conditions such as asthma