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What If I Start Smoking After Taking Term Insurance In India The 'Social Smoker' Penalty: Why Occasional Puffs Can Spike Your Insurance Premiums by 50% Reducing Healthcare Costs: The Importance of Tobacco Cessation 5 Sneaky Ways Smoking Is Expensive for Healthcare Insurance Fact #11: Vaping is considered tobacco use by many health insurance carriers. That means it may increase your monthly premiumjust like smoking. Always answer tobacco questions honestly when applying for coverage. # I am happy to announce that SB 630 has been signed into law! Studies show that punitive surcharges discourages tobacco users from enrolling in health insurance rather than encouraging them to quit.
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